Cosmopolitan versus Charedi

I want to introduce this terminology, half is clear and the other half (cosmopolitan) is not freely discussed.  As you wouls imagine, a "Charedi" jew is one who dresses entirely in a nearly always black suit and almost alwyas is seen in the general public with a black fedora. 
I essentially must report that I am a cosmopolitan Jew.  I do admire the Charedi, though I feel it is unnecessary for my own devices to dress in the same way.   I wear colorful usual clothing that is found in the typical Macy's, Dillards' or the like store in our general communities.  I do not have much interaction with Charedi Jews other than to see a few once in a while.  I must recognize that my general community that I live in day to day is not that style and I have chosen to take this same style.  This is NOT assimylation. This is a choice that we do have as Jews.  Torah does not require the dress of a Charedi Jew, although it does have its merit, especailly in a community where cosmopolitan dress might distract some of the people from the desired uniformity of social behavior.   This is not my personal belief.   I would suppose that if I was in a Charedi community, I might find myself dressing in their style if I wanted to "fit in" or "socialize at the same mood level".  This would be assimylation to me. I was not born into this type of community and to me it would not fit my own social inclinations that I was endowed with in my childhood and later life. I am not being critical of this form of society.  It is a great society.  Given the right set of circumstances, I would join them.  But mark my words, this is assimylation into a different form of society.   Make sense?

p.s.  I still wear hats, fedora and the like and can certainly wear and would wear a black suit readily. I can not say it would be a permanent fashion for me to wear the black suit and hat every day.  I wear a kippah and wear tzitzis under my shirt daily.   At times I wear a variety of fedoras, black, brown and maybe even a tropical looking hat.  I do like that we can be Jewish and enjoy our choices.  Its a choice.